The creditworthiness of clients needs to be checked, and domestic banks place great emphasis on such a thing. When we say the client’s creditworthiness, many of us think of something vague. What does that actually mean? Simply put, it shows the ability of clients to repay their financial obligations without any problems. Loan applicants, whether […]

We describe what you should look out for when taking out a loan on the Internet, warn you about over-indebtedness and give you advice and tips on general loan handling. We will tell you how the bank determines creditworthiness and why loans with credit-related interest rates are often better than its reputation. We also inform […]

Private credit checker collects data on the payment behavior of customers of German financial institutions. Upon request, banks receive data on existing liabilities and negative characteristics. The term negative private credit checker refers to the fact that such information contains data on at least one negative characteristic. Borrowing with private credit checker information for negative […]

Financial organization to then take out a new loan The financial situation of an employee changes throughout his career. It sometimes happens that after having taken out several credits, over the years, it is no longer possible to cope with the different monthly payments. With several loans, it is difficult to renegotiate with each creditor […]

While applicants for Credit bureau-free loans from Best banks can usually not be older than 55 or 58 years, German financial institutions do not specify a binding maximum age for lending. A corresponding clause would in any case be regarded as age discrimination and would violate law. Even though they do not generally reject seniors […]

In the case of a cash credit for trainees, the first point of contact can be the parents’ house. If the parents are liquid, the help is usually unproblematic. The compelling reasons for lending can vary for a trainee. So he wants to buy a new laptop, a smartphone or to finance a small vacation […]

One of my financial goals for this year is to deal with investing in P2P loans and, if necessary, to invest myself. The last step to gaining information was Lars’ book “Investing in P2P loans: What you should know, how to avoid mistakes and successfully invested *” to read. To my surprise, I recently found […]

News about “ housing loan interest rates decreased ” started to increase in all media sources. The steps taken by both the state and the private sector to prevent stagnation in the construction sector have not yet had a major impact. On the other hand, due to the increasing construction costs, it is a matter […]